PRIVACY NOTICE

Rubicon Wealth Advisors, LLC (RWA) recognizes that protecting the privacy and security of the personal information we obtain about our customers is an important responsibility. This Privacy Notice generally describes our policy about how we treat that information. This notice refers to RWA and its affiliated companies using the terms “we” “us” and "our."

How we obtain information. We obtain most of the information we need directly from you on your application or other forms you complete, or from those you have authorized to provide information to us in connection with providing you with our services. We also obtain information in the course of processing and recording your transactions with us.

Information we may obtain. The type of information we obtain depends on the type of product or service we are providing. The types of information we may obtain fall into the following general categories:

Customer Information. Customer information includes identifying information such as your name, address, telephone number, social security number, and demographic data about you. It also includes information about your transactions with us such as the type and value of investments that you own.

Financial Information. Financial information is information covered by the Fair Credit Reporting Act and includes information such as your credit history, income, assets, investment objectives, investment experience, type and value of other investment products you own or for which you have applied.

Security of the information. We maintain physical, electronic and procedural safeguards that comply with Federal and State 1aws to protect all the information we have obtained about you.

What we do with the information we obtain. We use information about you for business purposes such as evaluating your request for investments or other products or services, administering our products and services, and processing your transactions with us. We may also use information about you to offer you other products and services we provide.

Disclosure of information. Under our current privacy policy we do not sell information about you to others.

Customer Information. In order to offer you products and services that may be of value to you, we may, where permitted by law; disclose the customer information described above to the following:

• Organizations we have hired to provide marketing services on our behalf
• Other financial institutions, including Clearing Firms, with which we jointly provide financial products or services
  our affiliated insurance companies
• Companies affiliated with us that offer products or services other than insurance
  
• Anyone to whom you have authorized us to disclose the information
  Others as permitted or required by law

Financial Information. RWA will not disclose the financial information described above to anyone outside of RWA or Schwab Institutional unless you have authorized us to do so, or as permitted or required by law.

Changes to our Privacy Notice. Our policy about obtaining and disclosing information may change from time to time. We will provide you with notice of any material change to this policy before we implement the change.